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No-Load - Low Cost Variable Annuities
Policy Cost Analysis |
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| Company |
Product |
Mortalty
Expense |
Admin.
Fee |
Policy
Fee |
Years
CDSC |
Cost per 1,000's Invested |
| 10K |
50K |
100K |
| |
| Minn. Mutual |
Mega Annuity |
0 |
.15 |
0 |
0 |
$15 |
$75 |
$150 |
| TIAA |
CREF |
.23 |
0 |
0 |
0 |
$23 |
$115 |
$230 |
| Peoples Ben. Life |
Vanguard VA |
.28 |
.10 |
25K<$25 |
0 |
$63 |
$190 |
$380 |
| Fortis Benefits |
Waterhouse VA |
.45 |
0 |
$30 |
0 |
$75 |
$255 |
$480 |
| Lincoln National |
E-Annuity |
.55 |
0 |
0 |
3 |
$55 |
$275 |
$550 |
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| Security Ben Life |
T. Rowe Price |
.55 |
.00 |
0 |
0 |
$55 |
$275 |
$550 |
| Western Reserve |
Janus Retirement |
.55 |
.10 |
25K<$30 |
0 |
$95 |
$325 |
$650 |
| American Skandia |
Choice 2000 |
.50 |
.15 |
50K<$35 |
0 |
$100 |
$325 |
$650 |
| People Ben. Life |
Advisor's Edge |
.50 |
.15 |
$30 |
0 |
$95 |
$355 |
$680 |
| Glenbrook Life |
Scudder Horizion Advantage |
.40 |
.30 |
$0 |
0 |
$70 |
$350 |
$700 |
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| Charter National |
Scudder Horizon |
.40 |
.30 |
$40 |
0 |
$47 |
$390 |
$740 |
| Hartford Life |
DC Plus Variable |
.65 |
.10 |
0 |
7 |
$75 |
$375 |
$750 |
| USAA |
USAA Variable |
.65 |
.10 |
0 |
0 |
$75 |
$375 |
$750 |
| Ameritas Life |
Variable Annuity |
.75 |
0 |
$25 |
0 |
$100 |
$400 |
$775 |
| Fidelity Inv Life |
Fidelity Ret Res |
.75 |
.05 |
25K<$30 |
0 |
$110 |
$400 |
$800 |
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| Peoples Benefit |
Prisim VA (A) |
.65 |
.15 |
$30 |
0 |
$110 |
$430 |
$830 |
| American Maturity |
AARP |
.65 |
.20 |
$30 |
5 |
$115 |
$455 |
$830 |
| Great West Life |
Schwab VA |
.85 |
0 |
50K<$25 |
0 |
$110 |
$425 |
$850 |
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